By the beginning of 2025, the volume of cross-border loans reached $34.7 trillion, which is the highest since 2008. In the first quarter, lending increased by $1.5 trillion adjusted for exchange rates and by $0.7 trillion seasonally adjusted, exceeding last year’s figure by 7%. The main contribution to the growth was made by non-bank financial … Read more
By Terry Ashton, updated February 19, 2025 Crypto loans have emerged as an innovative financial product in the world of decentralized finance (DeFi) and traditional crypto-backed lending. They allow individuals to borrow funds using cryptocurrency as collateral, bypassing the need for traditional credit checks and banking intermediaries. While these loans can provide liquidity without selling … Read more
By Terry Ashton, updated February 7, 2025 Introduction, Understanding Blockchain’s Role in Financial Services What Is Blockchain? Blockchain is one of the newer digital technologies. It is used to store and record ownership of digital assets – essentially, it’s a decentralised distribution network which is very important. That’s because information stored on blockchain cannot be … Read more
By Terry Ashton, updated January 24, 2025 Business loans around the world are expected to drastically rise to $12.17 trillion in 2025 from $11.29 trillion in 2024, with a 7.8% compound annual growth rate. With the expansion of small and medium enterprises (SMEs) loans, business financing solutions are rising, particularly in the Asia-Pacific region where … Read more